Me to Himself: I need to make my protagonist's life harder. You know, like, with bad stuff happening to her.
Himself: OK. (His interest never fails to amaze me) You do that.
Me: Yes, but how? Any ideas?
Himself: She could get an unexpected bill or a speeding fine.
Himself: OK. (His interest never fails to amaze me) You do that.
Me: Yes, but how? Any ideas?
Himself: She could get an unexpected bill or a speeding fine.
from Conversations with American Writers 1985.
It seems you're not alone.